Independent insurance guidance you can trust.
JLS Insurance Service LLC DBA JLS Insurance Services partners with individuals, families, and businesses to design coverage that protects what matters most. As an independent agency, we work for you—not the carriers.
Licensed in 9 States.
Independent insurance guidance you can trust.
JLS Insurance Services partners with individuals, families, and businesses to design coverage that protects what matters most. As an independent agency, we work for you—not the carriers.
Licensed in 9 States.
Services
Coverage designed around your life and business.
We offer personalised, consultative retirement planning designed to give you clarity, confidence, and peace of mind — at the pace that feels right for you.
Initial Retirement Clarity Consultation
Understand where you stand today. Get a clear, simple overview of your retirement accounts, potential risks, and unanswered questions without pressure or obligation.
Personalized Retirement Plan Strategy
A clear plan built around your goals and lifestyle. We help simplify your options and align your retirement strategy with what matters most to you.
Relationship-Focused Ongoing Support
Long-term guidance as life and markets change. We review your plan regularly, adjust as needed, and keep your retirement strategy aligned with your goals.
Second Opinions & Strategy Reviews
Reassurance when you need it most. We review your existing plan, uncover any gaps, and help you move forward with confidence in your financial direction.
Services
Coverage designed around your life and business.
We offer personalised, consultative retirement planning designed to give you clarity, confidence, and peace of mind — at the pace that feels right for you.
Initial Retirement Clarity Consultation
Understand where you stand today. Get a clear, simple overview of your retirement accounts, potential risks, and unanswered questions without pressure or obligation.
Personalised Retirement Strategy
A clear plan built around your goals and lifestyle. We help simplify your options and align your retirement strategy with what matters most to you.
Relationship-Focused Ongoing Support
Long-term guidance as life and markets change. Stay aligned with your goals through ongoing reviews, clarity, and relationship-based support.
Second Opinions & Strategy Reviews
Reassurance when you need it most. Review your existing retirement plan, uncover potential gaps, and gain confidence in your current direction.
Why Choose Us
An independent advocate in your corner.
As an independent agency, JLS Insurance Services has the flexibility to compare multiple carriers and products. Our goal is to help you understand your options, identify gaps, and build a plan that supports your goals today and in the future.
Whether you are reviewing your first policy or managing a complex portfolio, we bring clarity, responsiveness, and a long-term perspective to every conversation.
Personalized guidance
We take the time to understand your priorities, explain trade-offs, and tailor coverage to your unique situation instead of pushing one-size-fits-all policies.
Independent market access
We evaluate options from multiple reputable carriers to help you secure competitive pricing and comprehensive coverage.
Long-term relationship focus
Insurance needs change as life changes. We stay connected to help you adjust your coverage as your family, assets, or business evolves.
Meet Our Team
Jennifer King, Owner & Founder
Jennifer King is the founder of JLS Insurance Services, built on an education-first approach after a personal experience navigating confusing insurance systems for her mother. She focuses on clear guidance, patient support, and advocacy—helping individuals and families feel confident with Medicare, life insurance, and financial planning decisions.
Leeanna King, Office Manager
Leeanna King is the Office Manager at JLS Insurance Services, ensuring every client experience is organized, smooth, and stress-free. She coordinates daily operations, scheduling, paperwork, and follow-ups, and is often the first friendly point of contact.
Ron Wordekemper, Licensed Insurance Agent
Ron Wordekemper is a licensed insurance agent at JLS Insurance Services, known for his calm, patient approach and ability to clearly explain complex insurance and retirement options. He focuses on education before recommendations and guides clients toward confident, pressure-free decisions.
Ready to review your coverage?
Connect with JLS Insurance Services for a personalized review of your current policies and recommendations tailored to your goals.
About Us
Our mission and values guide every recommendation.
JLS Insurance Services was founded on a simple belief: insurance should give you confidence, not confusion. We are committed to clear communication, thoughtful analysis, and service that extends well beyond the initial policy.
Our Values
- Clarity over complexity — we translate policy language into practical terms.
- Integrity in every recommendation — we put your interests first.
- Accessibility and responsiveness — we are here when life changes or questions arise.
- Education-focused conversations — we want you to understand the “why” behind your coverage.
- Long-term perspective — we help you plan for today while keeping tomorrow in view.
Services
Insurance solutions tailored to every stage.
Explore our primary service areas below. Each engagement begins with a conversation to understand your needs, review existing coverage, and outline clear next steps.
Initial Retirement Clarity Consultation
Protect your peace of mind as retirement approaches. This consultation helps you understand where you stand today and what your current accounts are really doing.
What we help with
Understanding old 401(k) and IRA accounts
Identifying exposure to market risk
Clarifying gaps or unanswered questions
Gaining confidence before making decisions
We focus on education and clarity so you feel informed — not pressured.
How it works
We start with a relaxed conversation about your retirement accounts, goals, and concerns, then walk through what you have and explain everything in plain language.
Personalised Retirement Strategy
Your retirement plan should reflect your lifestyle, priorities, and timeline. This service aligns your money with what matters most to you.
What we focus on
Understanding your retirement lifestyle goals
Aligning income needs with available assets
Simplifying complex financial structures
Building a strategy designed for longevity
The result is a clear direction you can feel confident about.
How it works
We assess your current accounts, discuss your goals, and design a strategy that supports income stability and long-term confidence.
Relationship-Focused Ongoing Support
Retirement planning isn’t a one-time event. This service provides long-term guidance as your life, needs, and markets evolve.
Ongoing support includes
Regular strategy reviews
Adjustments as life changes
Guidance during uncertain markets
Continued alignment with your goals
This is about trust, continuity, and long-term peace of mind.
How it works
We maintain an ongoing advisory relationship, reviewing your plan periodically and making adjustments to keep everything on track.
Second Opinions & Strategy Reviews
Already have a plan? A second opinion can help confirm you’re on the right path or reveal areas worth improving.
What this review provides
A clear explanation of your current strategy
Identification of potential risks or gaps
Insight into missed opportunities
Reassurance before making changes
Sometimes confidence comes from knowing you’re already doing the right things.
How it works
We review your existing accounts and strategy, explain what’s working, and highlight any areas that may need attention.
Events & Education
Join upcoming workshops and information sessions.
JLS Insurance Services hosts educational events to help clients and community members better understand insurance, risk, and planning opportunities.
Every Monday
The New Art of Living
English: 6PM – 7PM (CT)
Spanish: 8PM – 9PM (CT)
It's all about intentionality and balance. Embrace financial peace, nurture meaningful connections, and design a life that reflects your values.
Thursday – March 19, 2026
Retirement Rollover
English: 6PM – 7PM (CT)
Spanish: 8PM – 9PM (CT)
The 10% savings plan helps you build strong financial habits and a clear path toward lasting financial stability. Start shaping your future today!
Contact Us
Let’s talk about your coverage.
Use the form below to request a consultation, ask a question, or share your existing policies for review.
Send us a message
Share a few details about your situation and how we can help. A member of our team will follow up to schedule time or answer your questions.
Alternate ways to connect
Prefer to speak with someone directly or share documents another way? Use the options below:
Call our office: +1 281-638-2418
Email us at: [email protected]
Schedule a virtual meeting: Book Your Consultation
Prefer a quick call?
Share your contact information and the best time to reach you, and we’ll follow up for a brief introductory conversation.
FAQs
Answers to Your Key Questions on Medical Billing Efficiency
What does JLS Insurance Service do?
We help individuals, families, and small business owners understand their insurance and retirement options so they can make calm, confident financial decisions. Our focus is on education, protection, and long-term planning — not quick sales.
Who do you typically work with?
We primarily serve:
• Adults 45+ preparing for retirement
• Seniors navigating Medicare
• Families looking for life insurance or children’s IULs
• Individuals with old 401(k)s or IRAs
• Small business owners seeking protection and growth strategies
Do you charge for consultations?
No. Your initial consultation is completely free. Our goal is to help you understand your options first — decisions always come later.
I have an old 401(k). Do I have to move it?
Not at all. We start by reviewing what you already have. If changes make sense, we’ll explain why. You always stay in control of the decision.
What makes JLS different from other agencies?
Most advisors focus on products.
We focus on education, philosophy, and purpose.
You’ll never feel rushed or pressured. We explain everything in plain language and help you see your options clearly so you can decide at your own pace.
I’m scared to move money right now. Is that normal?
Yes — and you’re not alone. Many people worry about making a mistake or losing money. That’s why we slow things down, answer every question (even the “dumb” ones), and map options before any action is taken.
What types of insurance do you offer?
We provide guidance on:
• Medicare (Advantage, Supplements, Part D)
• Health insurance (ACA & private plans)
• Life insurance (term, whole, IUL — including children’s policies)
• Retirement strategies (401(k) rollovers, annuities, tax-advantaged planning)
Everything is customized to your personal situation.
Is Indexed Universal Life (IUL) about chasing high returns?
No. IUL is about creating certainty in an uncertain system.
It’s designed to help protect against market losses while offering tax-advantaged growth — when structured properly.
Do I have to decide right away?
Never. We believe in long-term relationships over quick wins. You get the information, take time to think, and move forward only when you feel comfortable.
What do clients usually thank you for?
Most people tell us:
• “Thank you for explaining this.”
• “I finally understand.”
• “You made this easy.”
Our goal is for you to leave feeling calmer and clearer than when you arrived.
How do I get started?
Simply book a free consultation through our website or contact us directly. We’ll start by looking at what you already have and help you understand your next best steps.
